Partners in your growth
When cash flow can’t wait, we’re your lifeline.
Turn your unpaid invoices into cash, early — so you never miss your next opportunity.
About Lifeline
A Trusted Lending Partner Since 2013
For more than a decade, the principals behind Lifeline Capital have been providing financing solutions to individuals and businesses across Ontario. We understand that access to capital can be the difference between standing still and moving forward.
Our goal is simple: provide practical financing solutions with responsive service and straightforward communication.
Why businesses use factoring
Your Customers Pay in 60 Days. Your Bills Don’t.
Many successful businesses wait 30, 60, or even 90 days to receive payment from customers. Factoring allows you to unlock the value of those invoices today, providing the working capital needed to meet payroll, purchase inventory, accept new orders, and continue growing your business.
✓ Meet payroll
✓ Purchase inventory
✓ Accept new orders
✓ Continue growing
How it works
A Simple Process
1. Submit Your Information
Complete our preliminary application and tell us about your business and customers.
2. Review & Due Diligence
We review your information, verify invoices, conduct credit checks, and assess the proposed transaction.
3. Approval & Documents
Once approved, we prepare the necessary agreements and funding documents for execution.
4. Receive Funding
Funds are advanced and your business can immediately put that capital to work.
Once we complete the initial intake and you become our client, any subsequent transactions can be completed in a matter of days when all required information is provided promptly.
What makes us different
Fast Decisions. Professional Service.
We understand that timing matters. While every application requires proper review and due diligence, our goal is to provide prompt responses and clear communication, where repeat factor funding becomes a streamlined and efficient process.
Prompt Responses
We move quickly, because we know timing can make or break an opportunity.
Clear Communication
Straightforward terms and honest answers — no jargon, no surprises.
Streamlined Process
Repeat factor funding becomes a streamlined and efficient process
Who we work with
Industries We Serve
If your business invoices other businesses and waits to get paid, factoring may be a fit.
Manufacturing
Wholesale Distribution
Transportation
Logistics
Construction Suppliers
Import/Export
Professional Services
…and more
Responsible lending
Every Transaction, Carefully Reviewed.
Every transaction is carefully reviewed before funding. Our process may include credit investigations, PPSA searches, verification of invoices, customer confirmations, and other due diligence measures designed to protect all parties involved and ensure a successful transaction.
✓ Credit investigations
✓ PPSA searches
✓ Invoice verification
✓ Customer confirmations
Get in touch
Let’s Start the Conversation
Whether you are looking to improve cash flow, accept larger orders, or bridge the gap between invoicing and payment, we would be pleased to discuss your business and explore available financing options.